Common uses
Where this option may fit
- Bridging customer-payment timing
- Payroll and supplier costs
- Taking on new orders
- Managing growth in receivables
Receivables-based options
Invoice & A/R Financing
Commercial financing structures that may provide access to capital based on eligible business-to-business receivables or invoices.
Apply Now →How it generally works
Understand the structure.
Depending on the structure, a provider may purchase eligible invoices or lend against a receivables base. Eligibility, reserves, concentration limits, recourse, fees, and customer-notification practices vary.
Qualification considerations
What providers may review
Providers may focus on receivable quality, customer creditworthiness, aging, concentration, disputes, dilution, invoicing practices, and the business operating profile.
Common documentation
What may be requested
A/R aging, sample invoices, customer information, bank statements, financial records, and business and ownership information may be requested.
Review the complete economics
Compare more than the headline amount.
Before accepting any option, review payment amount and frequency, term or estimated duration, total repayment or purchased amount, fees, prepayment provisions, security or guarantee provisions, and every provider condition.
Explore your options
Start with five simple details.
Continue through a secure Business Funding Application tied to the same CRM Lead and Application.